AI is rapidly and significantly changing how financial data is used within mid-market organizations, exposing the limits of ...

With more and more non-bank companies now offering banking products, data that was previously accessible only to financial institutions is now in the hands of fintechs and other companies launching ...

Recently, JPMorgan Chase announced a shift in how it manages access to consumer banking data, introducing new data access fees for third-party aggregators. While the move focuses on infrastructure ...

While online banking has made customers expect top-notch services at hand regardless of time and location, embedded finance and open banking have set the bar even higher. With embedded finance, the ...

Investopedia contributors come from a range of backgrounds, and over 25 years there have been thousands of expert writers and editors who have contributed. Doretha Clemons, Ph.D., MBA, PMP, has been a ...

Artificial intelligence (AI) isn’t the only technology driving digital transformation. For banks, retailers and enterprise businesses, open banking and application programming interfaces (APIs) are a ...

Open banking rule presented as a consumer-friendly reform promising greater control over personal financial data deserves careful scrutiny.

If you've ever trusted your bank to keep your financial data safe, this incident will hit close to home. A behind-the-scenes tech company used by banks has revealed that more than 672,000 people had ...

The CFPB must unequivocally state that consumers own their financial data and prohibit financial institutions from monetizing access to it. No one should dictate with whom consumers can share their ...