The Hong Kong Monetary Authority (HKMA) has further enhanced consumer protection by issuing a circular prescribing a 7-day cooling-off period for customers to reconsider credit products. Retail banks ...

Personal loans can be a go-to credit instrument during financial emergencies, as they are easily and widely available and can be obtained quickly. However, at times, after receiving a personal loan, ...

For most of our history, the American economy largely operated under the assumption of “caveat emptor” — let the buyer beware. Under this principle, unethical salespeople could hawk their wares with ...

A recent WeChat article from legal-affairs blog “Legal Circles” discusses the pitfalls of the divorce cooling-off period, the rising levels of public support for its abolition, and the likelihood that ...