The acronym RESPA stands for the Real Estate Settlement Procedures Act, a federal law in place since 1975. While Congress has made changes to RESPA since its enactment, at its core, the purpose of the ...

For decades, companies providing real estate settlement services relied on well-established rules and guidance from the U.S. Department of Housing and Urban Development to establish business ...

What do beach trips, baseball tickets and fancy dinners have in common? All are violations of the 1974 Real Estate Settlement Procedures Act (RESPA) … or maybe they aren’t — it depends on the ...

Welcome to Q2! I am attending the NYMBA conference for a few days, but 1,300 miles south, in Florida (aka "God's waiting room"), folks are talking "real estate boom." Tampa now takes the title of the ...

FHA Commissioner David Stevens wrote to the industry today. He discussed RESPA Reform and provided and update on the implementation of the SAFE ACT. Below are his comments.... The Office of Housing’s ...

Today, the lending industry is abuzz with all the preparations necessary to implement Integrated Disclosures under RESPA/TILA this coming August. As well we should be, after all this is only going to ...

Buying a home is probably the biggest investment you’ll ever make. And for most people, the home buying process also means an extensive learning curve to understand new terms and necessary services, ...