Learn how prior acts coverage protects against claims on past events under liability insurance. Discover retroactive dates and coverage differences.

Auto liability insurance is required in most states—but what does it actually cover? Here's how it works and why it's essential for every driver Written By Written by Insurance Senior Editor, Buy Side ...

What exactly does car insurance cover? This is one of the most common questions we get, but the answer is surprisingly complex. It depends on the state where you live, what coverage you’ve chosen, who ...

Discover how backdated liability insurance offers protection for claims made before policy purchase. Learn its benefits, limitations, and applications in business.

From full comprehensive coverage to minimum liability coverage and everything in between, we’ve got answers to all your car insurance questions By Keith Barry What exactly does car insurance cover?