If the thought of a medical exam has you hesitating to buy a life insurance policy, let us introduce you to no-exam life ...

AARP: Best for senior members. Country Financial: Best for customization. Lemonade: Best for large coverage amounts. In the market for life insurance but want to skip the medical exam for one reason ...

What Is No Exam Life Insurance? Life insurance companies prefer to cover the healthiest, youngest people, offering them the lowest rates. Traditional policies usually require a medical exam, a ...

Amy Danise is the staff Senior Insurance Editor for Buy Side. She has helped consumers understand insurance for more than two decades. Edited By Written by Insurance Deputy Editor, Buy Side Jennifer ...

AARP: Best for older applicants. Country Financial: Best for policy choice. Ladder: Best for flexible term life insurance. Lemonade: Best for long terms. Lincoln Financial: Best for convertible term ...

Steps to take to get a policy issued quickly and smoothly.

Life insurance is one of the most important financial products for a family, and applying for a policy is generally a simple process. Premiums are based on several factors, including your age, overall ...

The U.S. Department of Veterans Affairs launched VALife in 2023, offering a new guaranteed-acceptance life insurance option for veterans with service-connected disabilities. Unlike past VA policies, ...

Symetra, Legal & General America, Penn Mutual and Principal have the best no-exam life insurance in our analysis. Most life insurers have a no-exam approval process available for buyers who qualify ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Yasmin Ghahremani is a full-time Associate Editorial Director at Investopedia, ...

No-exam life insurance policies have a reputation for offering skimpy coverage at high prices. Recent innovations in data analytics, though, including the use of artificial intelligence (AI), has ...