Planning for the future feels different when you do it with a partner. Individual plans miss the big picture of a shared household. Joint planning allows you to align your goals and your timing and ...

Both sides of the aisle expressed interest in more choices for annuities in retirement plans, but only Democrats pushed for strengthening Social Security. Lawmakers and industry leaders emphasized ...

The most resilient income plans layer multiple sources of predictable income and growth-oriented assets to help ensure ...

Even with its foundational role in retirement planning, one critical concept often baffles participants and employers alike: the income replacement rate. This term, crucial for establishing realistic ...

Traditional pensions, known as defined benefit plans, have been on the decline since their heyday in the 1960s. Guaranteed lifetime income was a key feature of traditional pension plans. Benefits ...

We analyzed everything from estate planning to retirement income options at some of the larger registered investment advisor firms to help retirees select a firm that could best connect them with a ...

Annuities convert savings into guaranteed lifetime income, but they come with fees and trade-offs. Learn how they work and when they make sense.

Mutual fund companies are increasing access to a type of investment that provides guaranteed income for life. Last week, mutual fund firm and index investing pioneer Vanguard announced a new line of ...

Strange but true: seniors fear death less than running out of money in retirement. And older Americans have legitimate reasons for this worry, even if they have dutifully saved for their golden years.

If your retirement savings aren’t where you’d hoped, there are some ways you can bridge the gap, including making catch-up ...