Learn how private-passenger auto insurance risk profiles assess driver risk, categorizing policyholders into preferred, ...

Insurance risk is the probability of an adverse event that causes an insurance claim. Learn how business insurance risk is assessed and how to lower it.

Learn how the Kenney Rule helps insurers manage risk by maintaining a balanced ratio of unearned premiums to policyholders' surplus, ensuring financial stability.

From determining risk and setting premium rates to determining claim payouts, and optimizing customer outreach, insurance is highly dependent on data. Anywhere there’s a lot of data, AI provides ...

Padilla’s perspective has been shaped by more than three decades as a corporate risk leader, and in January 2026, he formally ...

Alternative asset managers seem to have fallen in love with another way to access other people's money - buying insurance companies. They tend to market this as simply another way to get access to ...

As AI technologies like ChatGPT and other generative AI tools have gained prominence, our clients have started raising questions about their insurance coverage. Among the most frequently asked are: ...

Compare companies, cost and coverage if you’re considered a high-risk driver Written By Written by Insurance Staff Writer, WSJ | Buy Side Kara McGinley is a staff Insurance Writer at WSJ | Buy Side.

CarInsurance.com reports that car insurance rates vary significantly across U.S. cities, influenced by factors like traffic ...

CheapInsurance.com reports that rising homeowners insurance costs, driven by climate risks and inflation, are significantly ...

A commercial umbrella insurance policy can give your business more coverage for less money. Learn if you need umbrella insurance and how to shop for it.