Picking the right life insurance can feel like a puzzle for a lot of folks. Term life insurance and whole life insurance each bring something different to the table. Figuring out what sets them apart ...

Your best choice depends on your budget, time frame and investing needs Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an insurance staff writer at Buy Side. Edited ...

Let’s face it—life insurance isn’t the hottest dinner party topic. But it is one of the most crucial aspects of financial planning. Whether you’re young and single, supporting a growing family, or ...

Let's address the issue that has divided the insurance industry for decades: Should you buy whole life insurance to "be your own bank," or should you buy term insurance and invest the difference?

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. Life insurance is a crucial risk management tool within any ...

Many term life policies let you switch to permanent coverage, like whole life or universal life, without undergoing a medical exam. Your conversion window won’t stay open forever, so grab your policy ...

A straight life insurance policy is more commonly known as whole life insurance since it’s designed to last the policyholder’s lifetime. The premium does not change and beneficiaries typically receive ...

Term life insurance expires after a predetermined time frame but, so long as you keep paying your premiums, whole life insurance will always remain in force. That makes it more expensive, but a whole ...

Term insurance locks in rates for a specific period, with low-cost premiums but no cash value. Whole life provides lifelong coverage and a cash value account, but premiums are typically much higher ...

We analyzed policy fees, cash value growth, the reliability of policy illustrations, complaints and more Written By Written by Insurance Senior Editor, Buy Side Amy Danise is the staff Senior ...