Discount points are a way to lower your mortgage rate, while origination points are fees lenders charge to create, review and process your loan. The national median family income for 2025 was $104,200 ...

According to Canstar’s latest Weekly Rate Wrap-up, 12 lenders have increased 263 owner-occupier and investor fixed rates by an average of 0.24%, while three lenders have lifted 13 variable rates by an ...

The Court of Appeal has considered whether a bank acquiring a portfolio of residential mortgages was obliged to charge borrowers its own standard variable rate or whether it could maintain the ...

It's important to weigh your options carefully.

Canadians have managed to make it through this fraught renewal period just fine, according to a report from TD ...

Homeowners looking to remortgage and first-time buyers keen to get on the ladder face a tricky decision between choosing a fixed rate or variable rate deal. The Bank of England’s (BoE) Monetary Policy ...

Fixed mortgage rates are also not immune to the pressures of war. In times of uncertainty, investors usually pile into bonds, which are viewed as safe haven investments as yields are backed by stable ...